Karbon Business

Karbon Business is a fintech platform focused on delivering cross-border payment solutions for Indian businesses. It helps exporters, e-commerce sellers, and freelancers streamline cross-border fund flows through multi-currency virtual accounts, fast international payments and receipts, and automatically generates compliant documents to meet India’s tax requirements.

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India cross-border paymentsinternational collections solutionmulti-currency virtual accountse-FIRA generationB2B payments platformcross-border e-commerce collections in Indialow-cost foreign exchange transfersIndia enterprise fintech

Features of Karbon Business

Multi‑currency virtual accounts and payment links to receive international payments in USD, GBP, EUR, and more

Cross‑border payments to 80+ countries; funds typically settle to your Indian bank account within 24–48 hours

FX at the market mid-rate with a transparent pricing structure

Automatically generate electronic Foreign Inward Remittance Advice (e‑FIRA) for each cross‑border transaction to simplify tax compliance

Karbon Card — corporate prepaid cards with unlimited issuance, spending controls, and real-time spend tracking

Batch payments and scheduled transactions to automate accounts payable to suppliers

Credit facilities for eligible business customers with no personal guarantees

Dedicated relationship manager providing end‑to‑end onboarding and transaction support

Use Cases of Karbon Business

Indian exporters or e‑commerce sellers receiving payments from international platforms like Amazon, Walmart, or overseas customers

Indian importers paying overseas suppliers, seeking faster, lower‑cost channels than traditional banks

Freelancers or developers serving international clients who need to receive project fees or app revenue

Indian B2B service providers making regular, bulk payments to overseas partners or contractors

Indian companies managing overseas spend and issuing controllable corporate cards for their teams

Finance teams in Indian companies generating RBI‑compliant documents for cross‑border income (such as e‑FIRA)

Startups or SMEs seeking working capital with no personal guarantees

FAQ about Karbon Business

QWhat is Karbon Business?

Karbon Business is a fintech platform focused on cross‑border payments and collections for Indian businesses, helping users move money more efficiently and at lower cost.

QWho does Karbon Business primarily serve?

It mainly serves Indian exporters, importers, e‑commerce sellers, B2B service providers, freelancers, and merchants operating on international platforms like Amazon and Walmart.

QHow long does it take for funds to reach my account when receiving payments with Karbon Business?

According to the platform, international funds typically settle to the user’s Indian bank account within 24–48 hours.

QWhat currencies does Karbon Business support for collections?

Currently, you can create virtual accounts to receive payments in multiple currencies such as USD, GBP, EUR, CAD, and more; the supported currencies may evolve with business expansion.

QHow does Karbon Business help with Indian tax compliance?

The platform automatically generates electronic e‑FIRA documents for eligible cross‑border transactions, helping simplify tax reporting under FEMA.

QWhat are Karbon Business fees?

The platform offers a transparent fee structure using market mid‑rates, with foreign exchange markups and fees that are competitive versus some traditional banks and international payment platforms. Specific rates depend on official latest terms.

QWhat is the Karbon Card?

The Karbon Card is its corporate prepaid card product for expense management, offering unlimited card issuance, spending controls, and real‑time transaction tracking.

QHow does Karbon Business compare to Payoneer or Wise?

Karbon Business focuses on the Indian market, optimizing for regulatory needs (such as automated e‑FIRA generation) and claims advantages in exchange rates and settlement speed. Users can choose based on their business use cases (platform collections vs. direct client invoicing).

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