
Karbon Business is a fintech platform focused on cross‑border payments and collections for Indian businesses, helping users move money more efficiently and at lower cost.
It mainly serves Indian exporters, importers, e‑commerce sellers, B2B service providers, freelancers, and merchants operating on international platforms like Amazon and Walmart.
According to the platform, international funds typically settle to the user’s Indian bank account within 24–48 hours.
Currently, you can create virtual accounts to receive payments in multiple currencies such as USD, GBP, EUR, CAD, and more; the supported currencies may evolve with business expansion.
The platform automatically generates electronic e‑FIRA documents for eligible cross‑border transactions, helping simplify tax reporting under FEMA.
The platform offers a transparent fee structure using market mid‑rates, with foreign exchange markups and fees that are competitive versus some traditional banks and international payment platforms. Specific rates depend on official latest terms.
The Karbon Card is its corporate prepaid card product for expense management, offering unlimited card issuance, spending controls, and real‑time transaction tracking.
Karbon Business focuses on the Indian market, optimizing for regulatory needs (such as automated e‑FIRA generation) and claims advantages in exchange rates and settlement speed. Users can choose based on their business use cases (platform collections vs. direct client invoicing).
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